Federal Truth in Lending disclosure

Frame Generation Payday Advance.

One GeForce RTX 5090, $9,000, nothing down, paid daily for thirty years.

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This page imitates a loan disclosure for comedic purposes. It is not a disclosure, not an offer of credit, and not related to any real loan. Fannie VRAM does not actually lend money.

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The cost of your credit

394.24% Annual Percentage Rate: the cost of your credit as a yearly rate

$1,064,524.50 Finance Charge: the dollar amount the credit will cost you

$9,000.00 Amount Financed: the amount of credit provided to you or on your behalf

$1,073,524.50 Total of Payments: the amount you will have paid after you have made all payments as scheduled

Your payment schedule

When payments are due

Number of payments	Amount
10,949 payments of $97.21, daily, beginning tomorrow	$1,064,352.29
1 payment of $9,172.21, on day 10,950	$9,172.21
Total of Payments	$1,073,524.50

Itemization

Itemization of the Amount Financed

Amount Financed	Amount
Amount given to you directly	$0.00
Amount paid to the retailer on your behalf	$9,000.00
Amount Financed	$9,000.00

Prepaid finance charge	Amount
Same-day processing fee	$75.00
Total prepaid finance charge	$75.00

Other disclosures

Late payment, prepayment and security

Late charge: if a payment is late, you will be charged $15. Payments are due daily, including weekends and public holidays.

Prepayment: if you pay off early, you will not be entitled to a refund of part of the finance charge.

Security: you are giving a security interest in the goods being purchased.

Assumption: someone buying your card cannot assume the remainder of your loan on the original terms.

See your contract documents for any additional information about nonpayment, default, any required repayment in full before the scheduled date, and prepayment refunds and penalties.

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