Legal

Terms of Service

By reading this sentence you have agreed to a 30-year fixed term. (You haven't. The real terms are at the bottom.)

The lender's terms

Loan agreement

1. The Borrower agrees to repay the Lender in full, on time, and with a positive attitude, including during driver updates.

2. The Collateral (one (1) graphics card) remains the property of the Lender until the final payment, and must be kept clean, dusted, and running at or below 85 C.

3. The Borrower may not overclock the Collateral without written consent. Undervolting is encouraged and will be noted on your file with a small gold star.

4. In the event of a melted power connector, the Borrower shall notify the Lender, the fire department, and Reddit, in that order.

5. These terms may be amended at any time. Amendments will be announced at a keynote and then cancelled.

Not a joke

This is a parody

Fannie VRAM is satire. It is not a bank, lender, broker or financial service of any kind. It does not offer, arrange or advertise loans, mortgages or credit, and nothing on it is financial advice. You cannot apply for anything here, and nothing you do on this site creates any agreement or obligation.

The calculators, the sample Loan Estimate, Truth in Lending disclosure, escrow statement and pre-approval letter, and the inspection report do real arithmetic on made-up plans and fees for parody purposes. None of their figures is a quote, an offer, a disclosure or an estimate of any real product, and no pre-approval has been issued to anyone. Nothing on the Listings page is for sale. Nothing on the Investors page is an offer of securities or investment advice. If you are considering borrowing money for anything, please talk to a licensed, independent advisor - and please don't borrow money for a graphics card.

This site is not affiliated with, endorsed by or connected to NVIDIA Corporation, Fannie Mae (the Federal National Mortgage Association), or any retailer. The name is a pun. Product images are NVIDIA's and are credited on the Image credits page. People, testimonials and leadership described on this site are fictional.