Close-up of the RTX 5090's two fans and its glowing GEFORCE RTX logo.
Rent vs. buy

Stop throwing money away on rent.

Start throwing it away on interest, like an adult. Enter what the cloud charges and how much you play, and we'll tell you which mistake is cheaper.
Rent vs. buy calculator

Cloud rental against a 30-year fixed

Renting means paying a cloud provider by the hour for a 5090 in somebody else's data center. Buying means our 30-Year Fixed Frame Rate: $9,000, 20% down, 7.49% APR, plus the electricity to run it at home.

Things to consider

Renting vs. owning, honestly

Renting

Someone else's card

No down payment, no power bill, no collections. But you play over the internet, the latency feels like moving through soup, and the landlord can evict you mid-raid because someone outbid you for an AI training run.

Owning

Your card, eventually

Zero latency, full control, and the deep satisfaction of hearing your own fans spin up. In exchange, you hand over the price of a used car and wait thirty years to own a card nobody has wanted for twenty-five.

Neither

A third option

Play the games you already have on the card you already own. We do not offer financing for this.